I am a member of an Affiliated Riding Club so why should I join the BHS too?Being a member of an Affiliated Riding Club means you are covered by public liability insurance but only while competing at a Riding Club event. Consequently, as a horse owner if you do not have any additional personal cover you are very vulnerable.By joining The British Horse Society as a Gold Member personal accident and public liability is included within your membership (terms, conditions and territorial limits apply, contact the BHS for full details). The liability insurance gives you, the Gold Member, cover up to £10 million. Anyone is insured when riding, driving or handling any horse within your ownership or control as long as you give your consent and no money changes hands. The personal accident insurance covers accidental death, total and irrecoverable loss of eyesight, loss of limbs and permanent total disablement. The benefit is doubled if the accident occurs at a BHS Affiliated Riding Club, BHS, BSJA, Pony Club, BE, BHDTA, BD, Endurance GB, BEV or FEI event. Insurance is becoming more and more expensive to buy independently, defending a claim against you – even if you have done nothing wrong – is likely to cost thousands. So join today. |
